Collection and Use of Personal Information
The Owner minimizes the collection of information that personally identifies you or allows you to be contacted (“Personal Information”). The Owner and its necessary service providers use your Personal Information to operate this web site, which includes providing customer service to end users, billers, and financial institutions, to keep you informed of this site’s products and services, and to fulfill legal and regulatory obligations.
In order to protect your privacy, the Owner does not share your Personal Information with any third party except as necessary to operate the site and to fulfill legal and regulatory obligations.
Security of Personal Information
To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, the Owner has put in place physical, electronic, and managerial procedures to safeguard and secure all Personal Information that the Owner collects online.
The Owner has procedures intended to limit employee access to your Personal Information to those employees with a business reason to know. The Owner educates their employees or members about the importance of confidentiality and customer privacy through standard operating procedures, training programs, and internal policies. The Owner will take appropriate disciplinary measures to enforce employee privacy responsibilities.
If the Owner hires vendors who may have access to your Personal Information, the Owner asks them to conform to our privacy standards.
Updating Your Personal Information
Registered users of this Web site can see a summary of their Personal Account by selecting the “Your Account” link on the home page.
Correction of Problems
Frequently Asked Questions About Privacy
Q. Will my personal information be shared with any other companies?
A. No. The Owner will not share your name or other personal information with third parties at any time except when necessary to deliver products or services, or in response to a legal or court order.
Q. What about service providers and others involved with the Owner ?
A. A number of companies participate or may participate in providing this site. None of these companies, however, gains access to any of your Personal Information that they do not otherwise already have as a result of their separate relationship with you as a customer (for example, your bank and billers).
Q. Do my billers and financial institution have their own privacy policies?
Q. What about cookies?
In order to use the some features of this site, such as logging in to your own account, you must have cookies turned on.
Q. How does the Owner protect my account numbers and other personal information from being obtained by someone over the Internet?
A. Registration, login, and your account pages are secured using SSL encryption. This ensures that your account numbers and personal data are never sent over the Internet unencrypted. In addition, the Owner has implemented a security system requiring users to log in with a name and password to access their account information or to make purchases.
Q. What is SSL?
A. Secure Sockets Layer (SSL) is a security protocol that provides data encryption, server authentication, and message integrity for a connection to the Internet. The Owner uses SSL to protect consumers from unauthorized tampering or viewing of their account and billing information.